Terms of Service

1. Who we are

Photoa is a product of PHOTOA Digital Services, a business registered in Tanzania (registration number 494706, P.O. Box 2857, Dodoma, Tanzania). You can reach us at support@photoadigital.com.

2. Agreeing to these Terms

By using Photoa you accept these Terms and our Privacy Policy. You must be 18 or older. If you use Photoa for a business, you confirm you are allowed to agree to these Terms on its behalf.

3. Your account

Keep your login details safe. Each account is for one person. Do not open several accounts to reuse the free monthly idea.

4. What Photoa does and doesn't do

Photoa uses AI to draft and design digital products and the material to sell them. AI output can contain mistakes. The niche report is an AI estimate, not live market data. We do not promise any sales, income or search rankings. Check any factual statement before you rely on it.

5. Credits, plans and payment

• Credits are a prepaid right to use Photoa features. They are not money, have no cash value and cannot be transferred. They do not expire while your account is open.
• Prices are shown before you buy. We may change prices for future purchases.
• Card payments are processed by Paddle, which acts as our reseller and merchant of record. Paddle's buyer terms apply to those purchases.
• Mobile money payments are processed by ClickPesa and sold directly by PHOTOA Digital Services.
• Monthly plans renew every month until you cancel. Cancelling stops the next renewal.

6. Refunds

See our Refund Policy. Nothing in these Terms removes your rights under local consumer law.

7. Who owns what

• You keep your ideas and everything you put in.
• As far as the law allows, you own the products you generate and may sell them.
• You give Photoa a limited licence to process your content, only to run the service for you.
• Photoa owns the app, its templates and its prompts.
• Similar ideas can lead to similar results, so we cannot guarantee your product is unique.

8. Your responsibilities when you sell

• Review every product before you sell it.
• Follow the rules of the platform you sell on, including any rules about disclosing AI use.
• Do not make health, legal or financial claims without review by a qualified person.
• Only use real customer reviews.
• You are the seller of your products.

9. Acceptable use

Do not use Photoa for fake reviews or testimonials, scams, impersonation, plagiarism, hate, sexual content involving minors, malware or anything illegal. You must also follow Anthropic's Usage Policy. Do not scrape Photoa, resell access to it or overload it. We may refuse ideas that break these rules.

10. Suspension and closing accounts

We may suspend an account that breaks these Terms, with notice where reasonable. If your account is closed through no fault of yours, we refund your unused paid credits.

11. Third parties

Photoa relies on Anthropic, Supabase, Paddle, ClickPesa and hosting providers. We are not responsible for the marketplaces where you sell your products.

12. Availability and changes

The service may change, pause for maintenance or drop features. We will email you at least 14 days before any material change to these Terms.

13. Disclaimers

To the extent the law allows, Photoa is provided "as is".

14. Limit of liability

Subject to consumer law, our total liability to you is limited to the amount you paid us in the last 12 months.

15. Indemnity

You agree to cover Photoa for claims caused by the products you sell or the content you submit.

16. Privacy

See our Privacy Policy.

17. Law and disputes

These Terms are governed by the law of Tanzania, and disputes go to the courts of Dar es Salaam. This does not remove mandatory consumer rights in your country. Please contact support first so we can try to resolve it.

18. Contact

Email support@photoadigital.com or write to P.O. Box 2857, Dodoma, Tanzania. We reply within 2 business days.